Unannotated Code of Maryland (Last Updated: May 16, 2014) |
COMMERCIAL LAW |
TITLE 12. CREDIT REGULATIONS |
SUBTITLE 1. INTEREST AND USURY |
§ 12-101. Definitions |
§ 12-102. General legal rate of interest |
§ 12-103. Other permitted rates of interest; licensing requirements |
§ 12-104. Interest not considered usurious |
§ 12-105. Charges not considered interest |
§ 12-106. Statements to be furnished by lender |
§ 12-106.1. Requiring false statement that loan is commercial loan |
§ 12-107. Computing interest rate if charge assessed at inception of loan |
§ 12-108. Points prohibited; exceptions; charges which lenders may impose |
§ 12-109. Interest on escrow accounts; statement of balance |
§ 12-109.1. Use of escrow account funds for certain purposes prohibited |
§ 12-109.2. Management of escrow accounts; lender's bankruptcy; fees and charges |
§ 12-110. Effect of assignment on usurious loan or contract |
§ 12-111. Limitation of actions |
§ 12-112. Usury not available against bona fide assignee |
§ 12-113. Discrimination prohibited |
§ 12-114. Penalties |
§ 12-115. Repossession of goods securing loan |
§ 12-116. Refinancing of loan at higher rate |
§ 12-117. Compliance with § 14-1302 |
§ 12-118. Change in rate of interest or finance charge during term of obligation |
§ 12-119. Real property closing costs |
§ 12-120. When borrower required to pay for services of lender's attorney |
§ 12-121. Lender's inspection fees |
§ 12-122. Violations |
§ 12-123. Insurance binders |
§ 12-124. Property insurance coverage |
§ 12-124.1. Homeowner equity protection |
§ 12-125. Financing agreements |
§ 12-126. Prepayment of outstanding unpaid indebtedness |
§ 12-127. Lender to consider homeowner's ability to repay loan |