§ 4-402. Inspection of medical files on applicants and claimants

   (a) In general. -- Medical files on applicants and claimants that are compiled by insurers under policies of health insurance or life insurance shall be made available for inspection:

   (1) on request of the applicant or claimant;

   (2) on request of the agent of the applicant or claimant; or

   (3) on request of the applicant, to a physician of the applicant's choice.

(b) When information available. -- Information that is provided by a physician shall be made available on request:

   (1) after a period of 5 years after the date of the medical examination; or

   (2) at any time on written authorization of the physician.

(c) Authorization of agent. -- An agent that requests to review the medical file of an applicant or claimant must have an authorization to review medical records signed by the applicant or claimant.

HISTORY: An. Code 1957, art. 48A, § 490C; 1997, ch. 57, § 1; ch. 198; 1998, ch. 21, § 1.