§ 27-405. Representations to public by unlicensed persons.

   (a) In general. -- It is a fraudulent insurance act for a person to act as or represent to the public that the person is:

   (1) an insurance producer or a public adjuster in the State if the person has not received the appropriate license under or otherwise complied with Title 10 of this article;

   (2) a navigator of the Small Business Health Options Program of the Maryland Health Benefit Exchange if the person has not received the appropriate license under or otherwise complied with § 31-112 of this article;

   (3) a navigator of the Individual Exchange of the Maryland Health Benefit Exchange if the person has not received the appropriate certification under or otherwise complied with § 31-113 of this article; or

   (4) an application counselor certified by the Individual Exchange of the Maryland Health Benefit Exchange if the person has not received the appropriate certification under or otherwise complied with § 31-113(r) of this article.

(b) Acts of insurance producer. -- It is a fraudulent insurance act for an insurance producer:

   (1) to solicit or take application for, procure, or place for others insurance for which the insurance producer has not obtained an appropriate license;

   (2) knowingly to violate § 10-130 of this article; or

   (3) intentionally to fail to report to an insurer the exact amount of consideration charged as a premium for an insurance contract, if different from the policy premium, and to fail to maintain records that show that information.

HISTORY: An. Code 1957, art. 48A, § 233; 1997, ch. 35, § 2; 2001, ch. 731, § 1; 2009, ch. 133; 2013, ch. 159, § 2.