§ 19-215. Anti-concurrent causation clause.

   (a) Notice required. -- An insurer that issues a policy of homeowner's insurance in the State that contains an anti-concurrent causation (ACC) clause shall provide a policyholder each year with a notice that:

   (1) is clear and specific;

   (2) describes the ACC clause;

   (3) informs the insured to read the policy for complete information on the exclusions; and

   (4) states that the insured should communicate with the insurance producer or the insurer for additional information regarding the scope of the exclusions.

(b) Effect of notice. -- The notice under subsection (a) of this section:

   (1) is not part of the policy or contract of insurance; and

   (2) does not create a private right of action.

(c) Regulations. -- The Commissioner may adopt regulations to implement this section.

HISTORY: 2013, ch. 383.