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Unannotated Code of Maryland (Last Updated: May 16, 2014) |
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INSURANCE |
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TITLE 15. HEALTH INSURANCE |
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SUBTITLE 13. MARYLAND HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT -- INDIVIDUAL MARKET REFORMS |
§ 15-1309. Renewal of individual health benefit plans[Subject to amendment effective January 1, 2014; amended version follows this section]
Latest version.
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(a) Option of eligible individual. -- Except as provided in subsection (b) of this section, a carrier shall renew an individual health benefit plan at the option of the eligible individual.
(b) Cancellation or refusal to renew. -- A carrier may not cancel or refuse to renew an individual health benefit plan except:
(1) for nonpayment of the required premiums;
(2) where the individual has performed an act or practice that constitutes fraud;
(3) where the individual has made an intentional misrepresentation of material fact under the terms of the coverage;
(4) where the carrier elects not to renew all of its individual health benefit plans in the State in accordance with this article;
(5) where the individual no longer resides, lives, or works in the service area, provided that the coverage is terminated under this provision uniformly without regard to any health status-related factor of covered individuals; or
(6) where, in the case of health insurance coverage that is made available in the individual market only through one or more bona fide associations, the membership of the individual in the association ceases but only if such coverage is terminated under this paragraph uniformly without regard to any health status-related factor of covered individuals.