Unannotated Code of Maryland (Last Updated: May 16, 2014) |
INSURANCE |
TITLE 15. HEALTH INSURANCE |
SUBTITLE 10B. PRIVATE REVIEW AGENTS |
§ 15-10B-17. Patient referrals by private review agents
Latest version.
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(a) In general. --
(1) Except as provided in paragraph (2) of this subsection, this section does not apply to:
(i) a private review agent referring an individual to a health care provider or facility that participates in a health maintenance organization;
(ii) a preferred provider organization network of participating health care providers or facilities to which the individual would otherwise be referred as part of the individual's membership or insurance contract; or
(iii) an employee assistance program referring an individual to a network of participating health care providers or facilities in accordance with a contract with the individual's employer or labor union to provide comprehensive mental health and substance abuse services.
(2) A private review agent or any other individual who is either affiliated with, under contract with, or acting on behalf of a private review agent may not approve or fail to approve a course of treatment based on whether the treatment is delivered by a provider who is a participating or nonparticipating provider in the preferred provider organization or employee assistance program network.
(b) Private review agent -- Restricted referrals. -- A private review agent or any individual who is either affiliated with, under contract with, or acting on behalf of a private review agent may not:
(1) refer a patient who has undergone utilization review by the private review agent to:
(i) a health care facility in which the private review agent owns a significant beneficial interest; or
(ii) the private review agent's own health care practice;
(2) pay or agree to pay any sum to, or accept or agree to accept any sum from, any person for bringing or referring a patient to the private review agent; or
(3) provide for different insurance coverage or benefits based on receiving the service from a health care facility or health care provider in which the private review agent owns a significant beneficial interest.
(c) Private review agent -- Permitted referrals. -- A private review agent or any individual who is either affiliated with, under contract with, or acting on behalf of a private review agent may refer a patient who has undergone utilization review by the private review agent to another health care provider regulated under the Health Occupations Article if:
(1) (i) the patient or provider requests the private review agent to provide the patient with the name of a health care provider appropriate to meet the health care needs of the patient; or
(ii) the patient has no attending physician; and
(2) the private review agent provides the patient with the names of at least two health care providers appropriate to meet the health care needs of the patient.