§ 14-1907. Violations; void contracts; waivers; burden of proof

   (a) Breach of contract. -- Any breach by a credit services business of a contract under this subtitle, or of any obligation arising under it, shall constitute a violation of this subtitle.

(b) Void contracts. -- Any contract for services from a credit services business that does not comply with the applicable provisions of this subtitle shall be void and unenforceable as contrary to the public policy of this State.

(c) Waivers. --

   (1) Any waiver by a consumer of any of the provisions of this subtitle shall be deemed void and unenforceable by a credit services business as contrary to the public policy of this State; and

   (2) Any attempt by a credit services business to have a consumer waive rights given by this subtitle shall constitute a violation of this subtitle.

(d) Burden of proof. -- In any proceeding involving this subtitle, the burden of proving an exemption or an exception from a definition is upon the person claiming it.

HISTORY: 1987, ch. 469; 1988, ch. 6, § 1.