§ 14-1209. Fees for disclosures  


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  •    (a) Prohibited fees. -- Notwithstanding the provisions of subsection (b) of this section, a consumer reporting agency may not impose a fee for:

       (1) A consumer report provided under § 14-1206(a) of this subtitle one time during a 12-month period;

       (2) A consumer report or disclosure provided under § 14-1206(a) and 14-1208(e) of this subtitle if the consumer makes a request for the report within 30 days after receipt by the consumer of a notification under § 14-1212 of this subtitle or notification from a debt collection agency affiliated with a consumer reporting agency stating that the consumer's credit rating may be or has been adversely affected; or

       (3) A disclosure made under § 14-1208(e) of this subtitle to a person designated by the consumer of the deletion from the consumer report of information that is found to be inaccurate or can no longer be verified.

    (b) Permitted fees. --

       (1) A consumer reporting agency may charge a consumer a reasonable fee:

          (i) For a second or subsequent report made during a 12-month period under § 14-1206(a) of this subtitle, not exceeding $ 5; and

          (ii) For furnishing information under § 14-1208(e) of this subtitle, not exceeding the fee that the consumer reporting agency would impose on each designated recipient for a consumer report.

       (2) The consumer reporting agency shall indicate the amount of the fee to the consumer before providing the report or furnishing the information.


HISTORY: 1976, ch. 584; 1977, ch. 534; 1992, ch. 441; 2005, ch. 25, § 13.