§ 13-318. Use of credit card information in connection with payment by check

   (a) Definitions. --

   (1) In this section the following words have the meanings indicated.

   (2) "Draft" does not include a credit or debit card sales draft.

   (3) "Drawer" means the individual who makes or signs a check or other draft.

(b) Prohibitions. -- Subject to the provisions of subsection (c) of this section, as a condition of accepting a check or other draft as payment for consumer credit, goods, realty, or services, a person may not request or record the account number of any credit card of the drawer of the check or other draft.

(c) Exceptions. -- The provisions of this section do not prohibit a person from:

   (1) Requesting the drawer to display a credit card for purposes only of identification or credit worthiness;

   (2) Requesting or recording the type or issuer of a credit card of the drawer; or

   (3) Recording the number and expiration date of a credit card if the person requesting the information has agreed with the credit card issuer to cash checks as a service to the issuer's cardholders and the issuer has agreed to guarantee payment of cardholder checks cashed by that person.

HISTORY: 1990, ch. 172; 2005, ch. 25, § 13; 2013, ch. 43, § 5.